How Devastating are Residential Fires?

It only takes one disaster to change your life. To many, that disaster is a residential fire. Residential fires often occur because of negligence. The negligent party can be anyone. It could be a product designer or manufacturer of a defective appliance. It could be a resident that keep combustible materials near fire sources. It could be an electrician who has failed to detect or fix wiring problems.

Whoever is at fault, it doesn’t change the fact that residential fires are devastating. But what are the damages associated with house fires? They are enumerated below.

Insurance Bad Faith

Before talking about the more personal damages, it is important to tackle the financial difficulties associated with house fires. You may have the best insurance policy, but you should not be too complacent. According to the website of K2 Consulting & Services, LLC, insurance companies may employ tactics that may make you get way less than you deserve.

Personal Injury

A house fire may be enough to cause injury, especially to the occupants of the said house. Injuries may vary, but most of the time, they involve respiratory problems such as asphyxiation and burn injuries that may be severe enough to damage not just the skin, but also the nerves and the bones. Some burn injuries even end with amputations.

Property Damage

Of course, the occupants are not just the ones at risk, but also the properties exposed to the fire, such as the house itself, its inner workings like wiring systems and plumbing, and its appliances, furniture, and other valuable assets.

Psychological Response

Residential fire victims, particularly those who have experienced the event firsthand instead of just arriving home and seeing everything already burnt, are vulnerable to negative psychological responses, such as post-traumatic stress disorder, wherein they may experience anxiety episodes in the form of flashbacks and nightmares.

Wrongful Death

Losing a loved one is both a personal and financial problem. It is personal because, of course, it is lost companionship. It is financial because of the monetary burdens relating to death, including medical expenses prior to death, funeral costs, and lost benefits from various financial plans and securities.